Cognitive AI for high-stakes decisions

AI that reasons with people, not just for them.

NeuroLink AI links neural networks with human reasoning. Experts can follow what the system thinks, and the system understands what experts intend.

Neural learning continuous field

Human reasoning rules and judgement

One field, read two ways. Drag the link to move between them. Select a square to add intent: the learned field bends towards it.

  • Learned field
  • Rule or judgement
  • Expert intent

Fluent is not the same as understood.

Modern AI is fast, fluent and often right. But in finance, healthcare and other regulated work, every decision has an owner who must follow it, question it and sign it. Today the connection between people and AI breaks in two places.

AI to people

The explanation gap

People cannot see why a system recommends something. So they check everything again, or quietly stop using it. The time is not saved; it is only moved. We call this the verification tax.

People to AI

The intention gap

The system cannot see what people mean: the goal behind a request, the rule that matters in this case, the judgement an expert applies without saying it. So people translate their intent into prompts, and still get answers that miss the point.

One decision, step by step.

How a recommendation travels to an expert, and how the expert’s judgement travels back.

Reasoning trace

Example scenario. Fictional data, not product output.

Finance: invoice review

CaseInvoice INV-DEMO-0042Supplier S-104 (fictional)

  1. Observation

    Source: Ledger, last 12 invoices

    EUR 48,600: about five times this supplier’s usual amount.

  2. Rule

    Source: Policy TP-4.2

    Payments over EUR 25,000 need a second approval.

  3. Pattern

    Source: Contract CT-DEMO-7

    It matches a contract milestone. Matched invoices are rarely disputed, so the risk is lower.

  4. Expert model

    Source: Reviewer R.

    Contract coverage is shown first because this reviewer checks it first.

  5. Recommendation

    Pay, after a second approval.

    Confidence 0.82

  6. Human decision

    Reviewer R. approves or overrides.

    Approved. Decision, reasons and approver recorded.

    Feedback recorded. CogniFlow will ask why.

Healthcare operations: documentation review

CaseDischarge letter draft DEMO-0815Ward W-2 (fictional)

  1. Observation

    Source: Section check

    The draft has no ‘Medication changes’ section.

  2. Rule

    Source: Ward SOP DL-3

    The section is required, even if it only says ‘none’.

  3. Pattern

    Source: Past drafts, Ward W-2

    Drafts missing it are usually sent back for rework. Fixing it now saves a round trip.

  4. Expert model

    Source: Reviewer M.

    Section completeness is shown first because this reviewer checks it before wording.

  5. Recommendation

    Return to the author to add the section.

    Confidence 0.91

  6. Human decision

    Reviewer M. approves or overrides.

    Approved. Decision, reasons and approver recorded.

    Feedback recorded. CogniFlow will ask why.

6 steps

  • AI to people

    The evidence, the rule, the learned signal and the recommendation arrive in the order this reviewer works, each with its source.

  • People to AI

    The expert model reflects how this reviewer reasons. The decision stays with the person, and an override teaches the system why.

Three kinds of knowledge, one line of reasoning.

  • Neural learning

    Reads language and finds patterns in documents, records and history.

  • Symbolic reasoning

    Holds the rules, constraints and policies a decision must respect, in a form people can inspect.

  • Cognitive models

    Capture how experts attend, weigh evidence and decide, so the system works in their shape.

Decision support for work that must be explained.

We start in finance and healthcare, where decisions are frequent, consequential and reviewed.

AreaTypical decisionsThe difference
Finance
  • Credit and risk review
  • Payment and invoice controls
  • Compliance and case reviews
Reviewers see why a case was flagged, which policy applies and what would change the outcome.
Healthcare
  • Clinical documentation review
  • Care coordination
  • Operational planning
Teams get complete, consistent documentation and plans they can check quickly. People decide; the system does not diagnose or treat.
Beyond
  • Insurance claims
  • Regulatory reporting
  • Public administration
Any team whose decisions must be explained to a reviewer, an auditor or a regulator.

Explore solutions

What changes when AI and experts understand each other.

  • Decisions people can sign

    The reasons arrive with the recommendation, not after a request.

  • Less blind re-checking

    Experts check the steps that matter instead of redoing the work.

  • Policy applied the same way

    Rules are explicit and inspectable, not buried in model weights.

  • Systems that learn from disagreement

    Every override is captured with its reason and improves the next case.

  • Expertise that stays

    How your best people reason becomes part of the system, and helps the next person learn.

  • Ready for review

    Inputs, steps, versions and human approvals are recorded for every decision.

CogniFlow: the decision-support layer we are building.

CogniFlow sits inside existing expert workflows. It prepares a decision, shows its reasoning, takes in what the expert intends and learns from the people who sign it off. We are developing it with partners in finance and healthcare.

About CogniFlow

Research that starts with how people reason.

Our work draws on cognitive science, neuro-symbolic machine learning and human-AI interaction. We study how experts decide, and how machines can follow them.

  • Cognitive architectures for adaptive AI
  • Neuro-symbolic reasoning
  • Modelling human intent
  • Explanations that fit human reasoning
  • Measuring human-AI decision quality

Our research

Have a decision that needs reasons?

We work with a small number of partners in regulated, high-stakes work. Tell us about a decision your experts make every day.